Risk Management
Life is not always predictable. At Kane Davis Cooper, we know that unexpected events can greatly affect the lives and best-laid plans of our clients and their loved ones. Unforeseen occurrences not only affect physical and mental well-being, they can also disrupt financial goals and aspirations. Decades of effort directed at saving and investing can be undone in a very short space of time.
Helping clients prepare for life’s risks is a central part of our overall wealth management strategy. While financial planning increases your wealth, risk management uses techniques to protect it. Incorporating the correct insurance as part of your overall wealth plan can be fundamental to making goals a reality.
We help clients find the best value for money options to prepare for contingencies.
In the event of a spouse or main income producer passing away, we make preparations to compensate for the lost income, ongoing needs and outstanding debt. We also ensure that properties and businesses are covered too.
If a client or family member needs long-term care, which can be very expensive, we make sure that there are funds available so that a good quality of care can be provided.
Should a disability occur, we ensure lost income is compensated for in other ways.
Kane Davis Cooper does not have a range of our own products to promote which means that we can always suggest the best, most suitable products and services that match our clients’ needs the closest.
When the best solution is to take out insurance, Kane Davis Cooper has the experience to source cover for:
Individual Areas of Insurance
- Long-Term Care
- Life insurance for family and estate protection
- Disability or sickness—replacement of income
Areas of Business Insurance
- Long-Term Care—executive carve-out (ECO) and multiple-life
- Life insurance—buy-sell agreements, key man cover and group policies
- Disability—buy-sell agreements, overhead expense, and group policies
